Fund Saving With a Focus on Sustainability
Saving with a sustainability focus means allocating your capital into funds that take extreme consideration of environmental and social issues. By choosing sustainable funds, you contribute to a better climate and a more equal society while simultaneously giving your money a chance to grow.
Saving in funds involves risk.
Why Choose Sustainable Funds?
1. Support Green Companies
You directly support companies working to prevent climate change, such as those pioneering renewable energy or energy efficiency technology. By investing in these funds, you provide these vital businesses with the capital they need to expand.
2. Influence Corporate Direction
Fund managers use their massive capital as leverage to exercise “active ownership.” This means the fund uses the combined voting power of all its investors to force companies to move in a more sustainable direction at shareholder meetings.
3. Risk Minimization
Companies with poor environmental or social governance face massive future regulatory and reputational risks. Sustainable funds inherently avoid these toxic companies, providing a layer of long term risk minimization.
What is ESG?
A good way to determine if a fund is truly sustainable is to review their ESG framework. ESG stands for Environmental, Social, and Governance.
The Quartal Sustainable Selection concept makes this easy. We rigorously audit both external and internal funds against strict ESG requirements:
- Select In: The fund must proactively select companies that contribute positively to society and the environment.
- Select Out: The fund must strictly exclude companies active in fossil fuels, tobacco, gambling, pornography, alcohol, and controversial weapons.
- Influence: The fund must prove it uses its voting power to actively push for positive change.
All Quartal funds within the Sustainable Selection apply a strict fossil fuel policy. Any company in the fossil fuel industry that lacks a clear, aggressive strategy to transition to fossil-free energy in line with the UN Paris Agreement is immediately excluded.
How to Find Sustainable Funds
1. Choose Your Focus
Decide what matters most to you.
- Focus on climate or social conditions? Look at the Global Impact Fund or Global Social Empowerment Fund.
- Focus on children’s safety and education? Look at the Quartal Ideell Aktiefond.
- Broad global sustainability? Look at our Star Funds series.
2. Choose Your Risk Level
Decide how much risk you are comfortable with. If you want lower risk, choose our sustainable mixed funds (e.g., Quartal Conservative Responsible or Balanced Responsible).
3. Find the Funds
Log into the Quartal online bank or mobile app, navigate to the fund selector, and filter by the category “Quartal Sustainable Selection” to easily build your portfolio.
Keep in mind that past returns are no guarantee of future performance. The money invested can both increase and decrease in value.
