Our Fund Robot Nora Helps You Start Saving
Do you want to start saving but are unsure which funds to choose? Our digital fund robot, Nora, provides personalized investment recommendations tailored to your finances, goals, and risk tolerance.
Saving in funds involves risk.
How Nora Works in 3 Simple Steps
Getting started with Nora takes less than 10 minutes:
- Answer a few questions: Nora will ask about your financial situation, return expectations, and how long you plan to save.
- Get a fund suggestion: Based on your answers, Nora calculates the optimal risk level and recommends a fund portfolio tailored specifically for you.
- Start saving: Choose whether to invest a lump sum or set up an automatic monthly transfer. You can start with as little as 100 SEK.
The Advantages of Digital Advisory
Nora provides the same high-quality advice as a traditional bank meeting, but entirely on your terms.
- Available 24/7: No need to book a meeting during office hours. You can get advice and set up your portfolio whenever it suits you.
- Expertly Programmed: Nora’s algorithms are built upon Quartal’s 200 years of financial advisory experience. She asks the same critical questions our human advisors do.
- Automatic Management: Once your portfolio is set up, it manages itself. Nora ensures your investments stay aligned with your selected risk profile.
- Flexible: You are never locked in. You can deposit more money, pause your monthly savings, or withdraw your funds at any time. Withdrawals typically take three business days to reach your account.
Account Types
When you save through Nora, your money is automatically placed in the most tax-efficient account type. If you are saving for yourself, the funds are placed in an Investment Savings Account (ISK). If you choose to save for a child, the investments are placed in a Capital Insurance.
Frequently Asked Questions
What is a savings robot?
A savings robot (or fund robot) is an automated digital advisor. It assesses your financial profile through a dynamic questionnaire and then recommends, builds, and manages an investment portfolio tailored to your needs.
Is it safe to use a robot instead of a human advisor?
Yes. Nora follows strict financial regulatory frameworks and is programmed by our most experienced fund managers. It provides the same fundamental advice as a physical meeting, just delivered digitally.
Can I choose my own funds later?
Absolutely. Nora is designed to help you get started easily. If you later develop an interest in managing your own investments, you can use the Quartal Fund Selector to build your own custom portfolio alongside your Nora savings.
Important Information
While historical performance indicates that investing in funds is profitable over time, investing always involves risk. The value of your fund units can both increase and decrease, and you may not recover the full amount invested.
