Open a Bank Account and Become a Customer Online

You can open a bank account and become a customer at Quartal in a few minutes using Mobile BankID. All new customers receive access to the Everyday Package, which includes a personal account, debit card, mobile app, and online banking.

Requirements to Become a Customer

To apply online, you need:

  • Mobile BankID
  • A valid Swedish ID
  • Age 18 or older

If you do not have Mobile BankID, you can start your application by filling in the online form at Quartal.se and completing the process at a branch.

What You Get as a Customer

The Everyday Package

All new customers receive the Everyday Package, which includes:

  • Personal Account
  • Quartal Debit Card
  • Access to the mobile app and online banking

New customers receive the Everyday Package free of charge for the first two months. The regular price is 45 SEK per month.

Full Financial Services

As a Quartal customer, you have access to advice and services across:

  • Savings and fund investments
  • Pension planning
  • Loans and mortgages
  • Insurance

Why Choose Quartal

Quartal has been named the leading digital bank in Sweden according to BearingPoint 2025. The Quartal mobile app has been recognized as the best banking app in Sweden for both private individuals and businesses by Global Finance Awards 2023, 2024, and 2025. Quartal was also named Bank of the Year by Privata Affarer 2024.

Switching Banks

Quartal helps you switch from your current bank by coordinating the closure of your existing accounts and services. If you want to move a mortgage to Quartal, you can apply online or request a callback.

Access for Existing Partial Customers

If you already have loans, savings, or pension products at Quartal but are a primary customer elsewhere, you can still get free access to the Quartal app and online banking to view your holdings.

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M. Zaid

Financial Systems Developer & Researcher

Muhamad is a developer and researcher at KTH Royal Institute of Technology specializing in data-driven systems. He is the creator of the Company Valuation (DCF) platform, a professional-grade tool that helps investors calculate intrinsic value across global markets. Through Quartal.se, he bridges the gap between complex financial regulations and practical, tool-based investing.