Making a Positive Impact Through Your Finances
The choices you make regarding your home, your transportation, and your savings have a direct impact on both your personal finances and the environment. Quartal provides the tools and products to help you transition toward a more sustainable lifestyle.
Sustainability in Your Home
Buildings account for nearly 40% of the total energy consumption in Sweden. Improving the energy efficiency of your home is one of the most effective ways to reduce your environmental footprint while lowering your monthly costs.
- Green Mortgages: We offer favorable terms for homes with high energy efficiency ratings.
- Energy Loans: Financing options for investments in solar panels, improved insulation, or modern heating systems.
Sustainability in Your Savings
Your capital can be a force for change. When you choose savings with a sustainability focus, you are directing money toward companies that prioritize ESG (Environmental, Social, and Governance) factors.
- Responsible Investment: All Quartal funds follow a baseline of responsible investment principles, excluding controversial weapons and coal extraction.
- Sustainable Selection: We offer a specialized range of funds that go further, actively selecting companies at the forefront of the climate transition and social responsibility.
Our Commitments
Quartal is a signatory to several international agreements and initiatives aimed at promoting sustainable land use, forest management, and human rights. We use our position as an active owner to influence companies to align with the Paris Agreement and other global sustainability goals.
Risk and Performance Disclosure
While sustainability-focused funds aim for positive impact, they are still subject to market risk. Past performance is no guarantee of future returns, and the value of your invested capital can both increase and decrease.
